Spryka Desktop Budget is designed to deliver the best features
for managing all your financial needs. This software can be used as a personal finance manager as well as for financial management of
a small scale business.
Most
financial management software fail because they do not have all
finance related information available in a centralized repository
where the user can manipulate and generate reports covering all
necessary areas related to finance. However, Desktop Budget is one
of the best financial management software that is renowned to
deliver all essential features covering almost all day-to-day
financial activities.
With Desktop Budget, you can define all your payers, payees,
accounts, banks, and currencies for different accounts. You will come to know the real benefits of financial management. Desktop
Budget also offers the facility for maintaining different databases
for different purposes. This helps users to keep certain information
more secure and organized than others. If you are in to investments,
tracking your investment portfolio is made more than easy with
Desktop Budget. Report generation is one of the most effective
features offered by Desktop Budget as it gives you a visual
representation of your account status. What’s more interesting is
that these reports can be generated by user supplied criteria. For many of us, this is a god send! Some people are even willing to
spend a lot of money to avoid the tedious job of doing all of this by
hand, but in reality Desktop Budget is not that expensive. Actually
the price is only $24.95 and you can download it immediately and begin
using it. This is a true life saver, a program that can help with your
personal finances, get the job done in much less than half the time,
and not expensive! Wow!
So start managing your finances with Desktop Budget and conquer your financial goals!
Managing Investment Portfolio
As an investor, it is vital for you to keep records of your past transactions and the current state of your investment portfolio. Desktop Budget offers you the facility for maintaining investment records where you can access them quickly. You can record your investment names and number of shares owned in each investment. Last trade price of shares, total amount for each investment and the profit/loss for each transaction are generated automatically for your convenience. Last trade price of your shares will be downloaded from the internet if a working Internet connection is available. If not, this value can be entered manually. Additionally, whenever an investment transaction takes place, profit/loss will be calculated automatically.
Definition of Data Directories
The ability to define your own account types, currencies, budget categories, payees, payers, transactions, and banks always come handy especially if you are engaged in a niche profession or a business. Desktop Budget fully supports defining your own data directories and using them with standard features.
Plan and Manage Budget
In most cases we do not have any clue about what happens to our earnings because we wouldn’t remember what we spend on. If you can relate to the latter, it is now time for you to start managing your finances by making a budget. If you are not aware of how you spend your earnings, then start tracking your expenses from now on! It is vital for us to know ‘how’ we spend money, in order to correct any mistakes involved with our spending habits. Desktop Budget helps you to define budget categories of your own and record transactions (expenses, in other words) against them. When your budget is created (monthly, or annual budget), you can define how much you would allocate for each category of activity beforehand and stick with those when spending.
What’s best about Desktop Budget is that it offers reporting functionality for you to visually analyze your spending; thus allowing you to see where your money goes.
Reporting
Reporting is one of the most effective ways to analyze information. Desktop Budget offers you the capability of generating reports based on criteria defined by you. Apart from that, there are five default reports such as Cash Flow, Transactions, Spending by category, Spending by payee, and Budget by category. Once you generate reports defined by your own criteria, they can be accessed through the menu item “My reports”. Desktop Budget also offers you the option to save reports so that you can access them later without designing them all over again.
Download Exchange Rates
If you are in to a business where transactions are carried out in different currencies, it is necessary for you to know the exchange rates for each currency, every day. For this, you may use the daily paper or any other resource. With Desktop Budget, you don’t have to do any such tracking as the software takes care of it automatically. If you have a working Internet connection available, currency exchange rates are automatically downloaded before you perform transactions with foreign currency. You can choose the source for foreign exchange rates from two options (Oanda Forex and Yahoo Finance) available in Desktop Budget. Frequently used foreign currencies can be marked as favorites and exchange rates are downloaded only for them.
Import and Export Transactions
It is very important to import and export financial information from one tool to another when necessary. As an example, your online bank account may allow you to download your financial information in a certain format. Then you may wish to directly import downloaded file to a tool you use at home for managing finances. If this capability is not built in for the tool, you may have to perform this task manually. That’s why Desktop Budget supports number of formats for importing and exporting financial information. You can import the following formats to Desktop Budget; RegNow, eSellerate, QIF, QFX, QBO, CSV. The formats that can be exported are; QIF, QFX, and CSV. This maintains compatibility with other finance management tools and online bank formats increasing your productivity for managing all your finances centrally.
Calculators
When managing finances, forecasting is one of the key functions. This way, you predict what you will have to pay or how much will you get paid in the future for different financial activities. Desktop Budget offers calculators for calculating loans, savings, and mortgages. Each of these financial calculators will offer you a tabular representation which shows a table with future payments depending on the calculator; balance for each period and totals for every type of payments. Apart from that, there will be a graphical representation showing three types of graphs for easy analysis. It can also be used as a personal debt manager.
We are so sure of our product, and want you to see how easy it is to
use, that we offer you a 30 day free trial period in which you can get
used to using the program. See if this is what you are looking for in
money management software! We are sure that it will make your life much
easier!
Minimum requirements:
Pentium 1 GHZ or equivalent
512 MB RAM
25 MB of Hard Disk Space
Windows NT/2000/XP/Vista
Notes:
You can download the 30 day trial version of Desktop Budget
from here for free. However, if you want
to use it for more than 30 days you will need to
purchase it.